Public Trustee

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A foreclosure is the act of selling real property at public auction in the event of default. A foreclosure occurs when a borrower defaults on a loan that is secured by a Deed of Trust. The procedure for conducting a foreclosure is set by Colorado State Statute and must be followed precisely.

Colorado is the only Public Trustee state in the country. Any Deed of Trust being foreclosed on must be processed by our office. The length of the foreclosure process may be concluded in as little as four months, or may last as long as sixteen months, depending on circumstances unrelated to the Public Trustee’s procedures.

The foreclosure moratorium for homeowners with an FHA insured or Home Equity Conversion Mortgage (HECM) loan, and homeowners with a Section 184 or Section 184A mortgage loan, except for properties that are legally vacant or abandoned, has been extended through June 30, 2021. HUD prohibits servicers from initiating or proceeding with foreclosure and foreclosure-related eviction actions during the moratoriums.

Any Eagle County properties for which foreclosure processes were started before these moratoriums went into effect will have their sale dates continued until the moratorium is lifted.

If you have questions about any properties currently listed on the weekly sales or continuance list, please call our office at 970-328-8867 for more information.

How can I access foreclosure information?
All Eagle County properties in foreclosure can be viewed from the Search Foreclosures page and by visiting
When and where is the foreclosure sale held?
The sale is held every Wednesday morning at 10 a.m online at as long as a sale is scheduled. Bidders must sign up using this site and make the required deposit no later than 5:00 p.m. the day before each auction. Additional information can be found at
What is needed to bid at the sale?
  • Online bidder registration at
  • Deposits equal or greater than 10% of the bidder’s anticipated high bid must be deposited by electronic means or delivered in person.
  • Deposits must be received or confirmed as deposited in our bank no later than 5:00 p.m. mountain time on the day before the auction (Tuesdays).
Does the Public Trustee have information about other possible liens on the foreclosed property?
No. Our office only has information concerning the foreclosing lien.
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