Finance Management

Finance Management

userway ADA

Financial Resources for Renters, Buyers, and Homeowners

The Valley Home Store
A not-for-profit real estate office offering deed-restricted resales, down payment assistance, and education.

Homebuyer Education Class

This course outlines the steps to homeownership by educating students about the real estate and lending processes. To sign up for the course, visit The Valley Home Store's website and click on Programs & Services then Homebuyer Classes.

Individual Counseling
Our one-on-one counseling supplements other kinds of homebuyer education by focusing on the challenges and issues that are specific to you. The sessions generally include information on budgeting, developing a savings plan, and credit issues. We’ll provide you with a full economic fitness “checkup” and identify any issues that need to be addressed to help you improve your creditworthiness. Call The Valley Home Store at 970-328-8776 for an appointment.

Down Payment Assistance
For entry-level homebuyers, one of the greatest barriers to purchasing a home is the lack of sufficient funds for a down payment. Eagle County established a Down Payment Assistance (DPA) Program in 1998 to offer a solution to this problem. Homebuyers who live and work in Eagle County can use a down payment assistance loan for down payment, closing costs, and prepaid expenses related to a home purchase in Eagle County. For more information on Down Payment Assistance, visit the Overview.

Managing Your Money
A quick resource guide for credit counseling, personal budgeting, and foreclosure information.

Free or Reduced Cost Legal Aid

Colorado Housing Connects
A resource for consumers facing foreclosure to receive assistance.
1-877-601-HOPE

Colorado Legal Services 
Legal help for low-income Coloradans seeking assistance with civil legal needs.
800-521-6968

Other Financial Resources

American Association of Retired Persons

National Council on Aging Benefits Check-Up
Connects older adults and those with disabilities with benefits programs that can help pay for health care, medicine, food, and utilities.

Colorado Housing Finance Authority
Strengthening Colorado by investing in affordable rental and for-sale housing, financing, and community development.

US Department of Housing and Urban Development (HUD) 
HUD provides housing support and uplifts communities with rental assistance, public housing, and homeownership opportunities.
800-569-4287

Colorado Housing Search
Search for affordable for sale and rental housing throughout Colorado.

Colorado Mortgage Lenders Association
Committed to responsible homeownership achieved through integrity-based lending.

Credit Bureaus
Equifax
Experian
TransUnion
Free Annual Credit Report

Treasurer & Public Trustee Office

ecg tv